When you bought the leasehold the 'value' was in that tenure hence the mortgage. We have paid a huge amount in death duty on the value of the estate (which includes said property), have repaired the property over the generations, run a business from the property since 1836 and Land Reg are still asking us to prove ownership! As to the bank, that would be something that you need to pursue with them / the parties involved and follow their complaint procedure if needed. Jim When we moved 2yrs ago this was not required, as all records are held digitally. That's a good idea, I'll try that. Hi There is clearly an issue for you over the easements actually being used by either party and that is where your legal advice must come in, Comment by The mortgage long paid off and they have their deeds in their possession, handed back at a bank branch closure. We strive to serve you with professionalism and compassion, realizing this may be your first experience in dealing with this office. Hello Anthony. 03 December 2019. I purchased a business premises in 1985, however the solicitor which was holding the title deeds has destroyed them, saying they are not needed as it is registered with the Land Registry. 07 December 2018, Margaret - the word 'deeds' can mean different things to different people depending on the context. All seems rather archaic - have bought property several times in this city and always held my own deeds. View map of Catawba County Recorder of Deeds, and get driving directions from your location. The original owner had this strip of land claimed from the council / developer many years ago. I am selling the property now and have no way of showing how much I paid for it in 1985, what can I do. Comment by Hi Ian, the application went in around the 24th September (35 working days, last week). Unless they can come up with the deeds the sale can't go through. The Register of Deeds and Courthouse Computer Systems shall in no way be held responsible for errors or omissions in these records nor for any actions resulting from their use. Anyone can confirm those details online or by post as the blog article explains, Comment by Again, this is something that we are not involved with and you would need to continue to take this up with the lender involved and follow their complaints process if you remain unhappy. I see you have also emailed us so I'll pick that up and respond in more detail. i had to pay to get them released when we paid the mortgage off. I have an official copy of register of title and plans but is there any way of finding out about the titles of the properties that made up the current title and the history of the property. No original deeds prior to 2015 existed re your property so none could be destroyed. posted on Laura - I am sorry if you have had a different experience re lodgement of your first registration application(s). posted on posted on Does the land Registry I presume the solicitors have been holding the deeds for safekeeping and you have not mortgaged the property during your ownership. 11 March 2019. Should they use your name and the property address? No paperwork can be found. Surely if all other documents/deeds are held by land registry, which they are, then should that not be enough evidence that the house is our property. Comment by As in, if the sellers dont have that information either? With unregistered properties a lender will often retain the deeds as 'security'. posted on Can you please direct me on what to do or what application form do i need to fill up and payment if possible. Now, just as we are about to exchange contracts, my buyers conveyancers want to impose indemnity insurance as they claim documents are missing from the deeds. 12 October 2020, Alison - what paper deeds/copies you have and whether you hand them over is a matter between you and the buyer. Comment by posted on AdamH We register outcomes and cannot advise you on the legal risks involved, Comment by CountyOffice.org does not provide consumer reports and is not a consumer reporting agency as defined by the Fair Credit Reporting Act (FCRA). posted on We essentially have an administrative role in registering ownership and other interests in land and cannot comment the process for handling and retaining deeds that we have returned. posted on 14 and no. 06 September 2019. 21 August 2019. I phoned the bank (lender) and asked them for the house deeds, but was told the land registry hold them and to apply for them. Robert Reed. But they invariably require the agreement of the neighbour affected. And free. Youll probably get an auto reply so reply to that and attach a copy of the letter from the lender. Privacy concerns raised at the time resulted in only the register/title plan being available online. Q1. posted on I do not know what the restrictions refer to. posted on Norma So why do you not have a copy of our title deeds when you have everything else? 21 years ago I purchased my house and the front garden & driveway outside the building were added to my plot, from the original plans. I am sorry to hear of the difficulties you have experienced. Yes, if you have a property alert set up for the property concerned then it will be registered. I've checked the registry sites but can't find the appropriate place. AdamH Kieron Connolly Comment by Comment by posted on posted on I do not have anything relating to my great grandfather's probate. posted on Your purchase is protected but it will be a few weeks yet before its considered by one of our caseworkers. The properties have been in the family for a long time; we no longer have the original deeds for either house (one set was lost by a solicitor in the 80's, I am not sure anyone ever had). 18 March 2020. posted on 16 April 2018. 17.3.2020 I wanted to look at who owned the land on which my property is built and the previous owners of this property so I asked my solicitor for the deeds to my property. 15 April 2019. Q3 - the key wording comes before the extract you have quoted. 16 July 2018, Anne - the term 'house deeds' can mean a variety of things to different people/organisations. 04 December 2020, Hi Adam, I have a case reference K248HQR that my conveyansor has given me, it's relating to the delay in my name being registered to the property I bought on 30th April, my conveyansing company have been terrible with communication and now cannot tell me what the delay is, wondered if you could help. Jane- Please see our Practice Guide 42 which explains the process - https://www.gov.uk/government/publications/upgrading-the-class-of-title . AdamH The most important benefit of registration is the state backed guarantee of title which provides for compensation to be paid to an innocent person who suffers a financial loss because of a mistake in the register (for example, a mistake due to fraud). Comment by However that does not escape the basic tenet that it is the landlord/tenant;freeholder/leaseholder who should have a decent original. Comment by posted on Is this correct and do we need to go ahead and get the property registered prior to putting on the market. Thanks, Comment by https://help.landregistry.gov.uk/app/contactus_bereavement?utm_medium=GOV.UK&utm_source=govuk&utm_campaign=death_contact_page_to_guide&utm_content=web_page_, I havent Adam but I will try that thank you, Comment by One of our other blogs: https://hmlandregistry.blog.gov.uk/2018/02/05/search-owner-unregistered-land/ gives more information and sets out some of the options open to you. 12 June 2018. Have been given this website: https://www.gov.uk/government/publications/official-copies-of-documents-registration-oc2 posted on Comment by Liz - I assume by 'title deeds' you mean a specific deed/document which ahs been lost. posted on get driving directions from your location, Catawba County Delinquent Tax Sales & Auctions, Catawba County Government Campaign Reports, Catawba County Sheriff's Office Sheriff Sales, Mortgage, Contract to Purchase, or Similar Debt, Deed and title searches in Catawba County, North Carolina. Erik JC JC posted on 1) My purchase is still not updated in sold searches and just curious why it is? Comment by In order to do this I need the title deeds to the house, which was purchased with a mortgage in the 1960s and is not registered with Land Registry. Lp82533 - yes. posted on For example; a couple decide to buy a "right to buy" property from the council. Q3. 28 August 2018. posted on posted on posted on Brian Leahy (we will change the name in Company Registrar) then we need to update name in LR. Sandra The only deed we will have and which is specific to your property is that 2015 deed. As per PSD1 form that we received from the Land Registry and Practice guide 47: transfers of public housing estates, Section 3.2 The existing incumbrances to which the land is subject, the beneficial easements and rights specified in paragraphs 2 and 3 of Schedule 6 of the Housing Act entered in the register as appurtenant to the title (see below). Thanks, Comment by Ben - 9 working days from receipt of the application. posted on That something you'd need to consider, but you may want to get some independent advice on this, for example, from Citizen's Advice. Comment by AdamH 11 July 2020. If so then our PG 2 explains what will be required to register if the deeds were lost https://www.gov.uk/government/publications/first-registration-of-title-where-deeds-have-been-lost-or-destroyed, If you are concerned then I would encourage you/her to make an application to register the property now and remove such concerns https://www.gov.uk/government/publications/first-registrations, Comment by AdamH The forms available for download are as follows: marriage application, vital record request, affidavit . The fact that the developer effectively went off plan may impact on the risk aspects re next steps but it doesnt affect the registration as we seem to have included more land than was actually transferred, Comment by Comment by Marriage Records can show whether a wedding is legally valid, which may be required to obtain benefits . LR blames the solicitor the bank blames the LR the solicitor blames the LR and so on. 12 June 2020, Me and my Husband have recently remortgage with a new lender and the solicitor who has been acting on our behalf (who seems to be doing everything they possibly can to bump our bill up) has found that the deeds are not in my husbands full name but only part of his name and wants us to pay and have the name changed, is this necessary ? AdamH posted on https://www.gov.uk/get-information-about-property-and-land/search-the-register Thank you so much! We would not need planning details as we are looking at the land ownership and how that has changed, been burdened etc. Hi Kirstine Smith 1. I meant I found a better comprehensive detailed plan through a google search, Comment by My buyers solicitor is refusing an indemnity to cover this issue, can anything more be done to resolve this dispute? Are these really legal easements and rights granted to the property? These properties are not cheap we pay a lot of money for it , how about you show some customer care and show me what form I need for my title deeds, there are enough to choose from. Now, I am a person of a generous disposition so my immediate thought was, perhaps because he is a solicitor he interpreted my statement that, I was looking for the deeds of our property as, I was looking for the title of ownership of the property. In which case we won't hold any information on the whereabouts of the deeds. If the register states that it has the benefit of the rights reserved by.. then they are for the benefit of the registered title, Comment by They seem to be selling it 'limited title guarantee', theres no relatives so im not getting a Property Information Form and now the solicitor tells me that although the house is registered in the deceased's name (theres a title plan and title register available) there is no 'electronic deed' available from land registry. Utility Contact List. Ben Jones AdamH They Land Registry advised them that the deeds were no longer needed after being electronically stored so Lloyds Bank in their infinite wisdom destroyed them. Emma So as I understand it the official copy is the same as what we have downloaded, but you pay 7 for each instead of 3 as they are posted paper copies? posted on 12 January 2021. Lauren Jones Our PG 2 explains how we might register a property for the first time without the deeds but very much something to talk through with your solicitor https://www.gov.uk/government/publications/first-registration-of-title-where-deeds-have-been-lost-or-destroyed. AdamH posted on AdamH Comment by posted on However you may feel otherwise and I would suggest you make a scanned copy and use our online contact form to query the matter It maybe that the form didnt give us enough details to issue, Hi Adam, WSX201958 24 January 2020. As you'll see, the process is quite involved and usually involves a legal professional acting on the owner's behalf. AdamH Vanessa 24 May 2018. 03 August 2018. The Title Deeds is my document and should be sent free of charge, either electronically or an hard copy. Martyn - what's the postal address please? But, upon asking for our original deeds, the bank's security dept states that they do not have the original deeds and are unable to clarify/state what happened to these documents. Liz Lewin (We have the Title Deeds number) Comment by posted on Published: Dec. 7, 2021 at 2:17 PM PST. Comment by Hello. Duncan Green Aileen - from a registration perspective only a secured loan is one registered against the land title, which we register, or protected through the Land Charges department if the property is unregistered. 22 March 2020, Dave - Im unsure how exactly he would register a new boundary between the two of you without agreeing that with you and registering that agreement against both/all title. If you are looking to now register the same easements on your own title you would need to make an application to do so and supply supporting evidence as appropriate. Also, we've been told the possibility of upgrading the title to absolute in the future is small, as the freehold deeds have been lost and are not registered either. 09 January 2020. i own the property, i should hold the original as well as the original deeds which the solicitors have certified are a copy of the original, a very poor quality copy. Is this likely to be correct ? * Text should be on one side of the page only. The solicitor is going to send in the application. Comment by I've looked back through several weeks of comments but cannot find your original one, I am writing to the comment you made to Bhai Basnet So whilst I can appreciate your frustrations your search is Im afraid a fruitless one as there is nothing to find. Can you please help? ianflowers 21 March 2019. LR There would probably have been no compulsion to register at the time they bought the house circa 1955. posted on 07 January 2020. But as you have already applied on the OC2, it would be best to wait to hear from us. Temporary User? At the time the attached house was empty. Comment by Comment by I have a neighbour who do not accept the scadual 6, paragraphs 2 and 3 of housing act 1985 clearly registered in title deeds and mentioned on both conveyance deed . If there are and the deed is filed you can apply by post for a copy https://www.gov.uk/get-information-about-property-and-land/copies-of-deeds I regret I am not clear as to what the 59 charge relates to? Our Practice Guide 1 explains how to apply for first registration and includes guidance as to the deeds/documents we would require. As they are also referred to on ever registered title on all the other 5 properties in the complex could land registry not copy the missing notes from one of these properties to complete the title on the one where they are missing. Comment by 21 October 2020. The Leasehold Advisory Service may also be of assistance - https://www.lease-advice.org/ . Does the Land Certificate mean that there is a charge against the property? This has a 1900's stamped Duplicate Lease (parchment) 999 years, states original lease stamped with . 16 April 2019, Hi Mandy, Yes we decided to proceed but requested a discount for the potential issues we may face if we decide to sell. I am in the process of buying a leasehold flat. It is labourious for me to fill out the OC2 form - during which I am expected to declare the fee I'm paying - instead of having a simple web form where i can tick boxes. 07 June 2019, John - applications for copy deeds are normally round around in 2 to 3 days, Comment by There's no specific mention of a lease in the deeds. 01 February 2019. Alistair - I'm afraid we can't advise you on such matters and very much something your solicitor is for. Question: when we sell house #1, can we add a condition to the sale that house #2 should retain a right of way to use the passageway? I have just written an email to my local branch of Land Registry to request a copy of my title deeds. This database of documents is not a substitute for the advice of an attorney. I want to find out if the Land Registry has a copy of the Lease itself and/or a copy of the Floorplan of our flat. posted on posted on Thanks for your information, I wonder in such case which application form is required and how much fee is charged? posted on Comment by Comment by The nice to have comment indicates that they can be of interest, helpful even at times but their importance dimmed considerably once the title was registered. He has erected a fence which is not on the boundary shown on Land Registry plans. I have been on the website, paid and downloaded the deeds to find my husbands name is still on the deeds. 02 May 2018, Thanks Adam! Thanks. contacted my lender who sate they don't have them. We then obtained planning permission and built our property on the land in 1981/82 which we have lived in ever since (37 years). posted on I suspect its not specific advice to you but check with them to be certain. 12 June 2020, Terri - most lenders will want a perfect name match and legally its whats needed as any discrepancy could suggest its not one and the same person. I purchased my house back in 1991 via a mortgage, can you tell me if it would have been registered with the relevant body's via my solicitor, it was originally built in 1915? . Our solicitor initially suggested the policy would be a good solution but then suggested we may be creating a problem for the future. My Post code is TW4 7PR. 06 March 2019. Address, Phone Number, and Fax Number for Catawba County Recorder of Deeds, a Recorder Of Deeds, at PO Box 65, Newton NC. I did send this enquiry by email but am fed up with waiting for a reply and hanging on to the phone because the Land Registry is experiencing a high volume of calls. Comment by Any help greatly appreciated - thank you. If you are concerned that they are not then you should make an application to update the register(s) using form AP1. A conveyance can easily impose a trust, and since the Register will never give details of that trust there are times when it is not simply 'a good idea' but essential to retain the deeds. We are sitting looking at them now. posted on Non-standard documents: $25.00 in addition to recording fees for documents that Comment by Nobody had mentioned deeds to me before and I know nothing about them. Comment by We are dedicated to the safekeeping and maintenance of your public records and uphold the General Statutes of North Carolina by which this office is governed by. Jacqui - the online view/download is the same detail as you would get as an official copy. posted on Comment by From what I can gather, as long as they are listed on Land Registry, I don't personally need to obtain copies of the original paper deeds (we used several solicitors back in the day, so are unsure who dealt with the purchases). Comment by Elizabeth - I'm sorry to read that you have had such an awful experience. posted on 12 March 2018, Rachael - I would suggest writing to the 'Owner' at the address to see if they would like them for example, Comment by We dont register the benefit of restrictive covenants so your title would be silent, Comment by If you were in my shoes so to speak would you go ahead and register the property in my mothers name with the Land Registry now before we try to put it on the market? posted on We are hoping to pay off the rent owner/covenant beneficiary but havent received our deeds yet do you know how long it will take for the deeds to be updated with our new ownership? As a 70 year old woman, it left me mentally drained. https://www.gov.uk/government/publications/verify-identity-citizen-id1, Comment by They will also need to have their identities verified C&G are now deceased and trying to find the right contact point at Lloyds Bank has been HELL. posted on posted on Is there anything I need to do specifically in regard to the deeds? If you're happy to give us the name/number and post code of the property then we can check if it's registered if this in doubt. Could any of this cause me problems when I come to sell? The most important thing for us is to change the leasehold title as soon as possible. Heather 1 Apply. 15 March 2018, Deborah - not one for the blog really and I'd suggest completing our online contact form with the specific details and we can then check and email you back https://help.landregistry.gov.uk/app/contactus_general, Comment by The garage leasehold title we have obtained is current and up-to-date and should not contain a charge from the pre-existing seller of 2003 david dearn Even the register/title plan when silent forms part of that discussion, Thanks for all your help and info but seriously the plan I found was far more comprehensive. The downstairs owner does not claim this area as they have a street entrance. AdamH Mike Most lenders will have done that at some stage after 2003 but much depends on what they had on file to start with. J Wilson Your blog was the far mor helpful, Sorry I didn't mean it was a google plan. But please dont go solely on my advice as your own conveyancer will have experience also so please also rely on them If Im right in what you are saying the actual owner of the leases should have a copy in the event that the purchaser has lost their copy or in my case being supplied with one that cannot be read. We paid cash for a new build property about 10 months ago, and have received a completion of registration form quoting our title number. My sons bought a maisonette above a storefront in a Victorian building. But most converted their own records to electronic format and in that case would normally have been required to return any paper deeds to the borrower. My current solicitor (I'm looking to sell) says that the Land Registry boundary is not definitive. 07 September 2018. You should have an official copy bought for this type of use. If the rentcharge is t9 be redeemed then it would be normal to apply to update the register to remove it, Comment by I should stress that having POA would not allow you to register in your names so it would still be registered in your Mothers name. Please help, I'm going nuts here. As mentioned in that guidance, the first step will be to check that the property is registered with us. AdamH posted on Paul McMillan On the bottom of the copy of the deeds it has a warning against altering, adding to or otherwise tampering with, to take a copy of it could be classed as tampering with the original, this would then be a breach of the deeds. GIS: 828-465-9586. Also his wife passed away in July. AdamH You might also consider getting some independent advice on checking the whereabouts of the deeds, for example, from Citizen's Advice or from a conveyancer such as a solicitor. Kim Do I need them at any time as proof of ownership or not? You cant find out what the remaining charge is without contacting the bank. Used to combine areas together for survey purposes. Comment by AdamH That way they can then tax, insure, MOT, & penalise us as if we had a commercial vehicle. Li - I would suggest contacting us initially to ascertain when the change was made and how. I agree that they good send a copy,of your title deed.When you paid out your mortgage. As my husband and I had paid off our mortgage aprox 6 months ago I enquired about having the original deeds returned. Julie - there is no deeds repository for historical records such as these. In short, I have had a very difficult time with the solicitor I chose for the conveyancing. posted on (a) such provisions (if any) as the tenant may require for the purpose of securing to him rights of way over land not comprised in the dwelling-house, so far as the landlord is capable of granting them, being rights of way that are necessary for the reasonable enjoyment of the dwelling-house; and, (b) such provisions (if any) as the landlord may require for the purpose of making the dwelling-house subject to rights of way necessary for the reasonable enjoyment of other property, being property in which at the relevant time the landlord has an interest, or to rights of way granted or agreed to be granted before the relevant time by the landlord . The Councils title comprised a number of properties as registered under title SGL285987

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